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T. Gschwender & Associates, Inc.

We are one of the fastest growing credit risk management companies in the Northeast. TGA offers the full range of services required by today's banking environment.

Our staff includes former top industry professionals who bring the experience and dedication you want, along with the TGA reputation you can trust!

Contact us to learn more about our services!

Contact Us

» Allowance for Loan and Lease Losses (ALLL)

TGA recently completed a review of ALLL for a client which saved them several hundred thousand dollars in unnecessary additional allocation. At another review, TGA identified where impairment analysis for Trouble Debt Restructures (TDRs) were being improperly calculated, also saving the bank money in additional reserve.

» TGA Loan Review Program

Download BrochureHaving problems completing all your annual reviews? Consider using our Loan Review Program! Designed by a professional loan review company, this is the only software program on the market that assists you in completing required annual reviews in a timely manner, accurately risk rating your commercial loans, and monitoring the overall quality of your portfolio.

» Compliance Assistance

Do you ever find yourself thinking, “Help! I didn't go to law school. How am I supposed to understand all these banking statutes and regulations?” TGA has an attorney that has literally written the book on compliance.


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311 Montgomery Street | Suite 1 | Syracuse, NY 13202 | 315.701.1293