Newsletters

  • November 2023 E-Newsletter Thanksgiving let our lives be full of thanks and giving T Gschwender and Associates

    November 2023 E-Newsletter

    In this Newsletter: Happy Thanksgiving! May you and your family enjoy a grand feast and loving company. TGA is pleased to announce the addition of two new staff members. On 03/01/2023, TGA became a fully remote organization. TGA launches a new website.

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  • April 2020 e-newsletter image of medium and high risk from t gschwender and associates

    April 2020 E-Newsletter

    In their Interagency Statement on Loan Modifications and Reporting for Financial Institutions Working with Customers Affected by the Coronavirus issued on March 22, 2020, the regulatory agencies made it clear they “…will not automatically adversely risk rate credits that are affected by COVID-19, including those considered TDRs.”

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  • March 2020 E-Newsletter near syracuse ny image of coronavirus from t gschwender and associates

    March 2020 E-Newsletter

    Everyone will be impacted one way or another by COVID-19 (also referred to as the Coronavirus). Sales, which had already plateaued at most businesses, will go down and cash flow will become further strained. This will test the viability of almost all small businesses.

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  • February 2019 E-Newsletter measuring credit risk near syracuse ny image of time for action keyboard from t gschwender & associates

    February 2019 E-Newsletter

    By now, it's pretty much accepted that some sort of an economic downturn is coming over the next 24 months.

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  • january 2019 e-newsletter near syracuse ny image of recession logo from t gschwender and associates

    January 2019 E-Newsletter

    By now, it's pretty much accepted that some sort of an economic downturn is coming over the next 24 months.

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  • December 2018 E-Newsletter near syracuse ny image of children looking at santa sleigh in the sky from t gschwender & associates

    December 2018 E-Newsletter

    Happy Holidays!

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  • november 2018 e-newsletter near syracuse ny image of banking new york from t gschwender and associates

    November 2018 E-Newsletter

    TGA received an Honorable Mention Award for our article titled "How Fast Is Your Loan Portfolio Going?" at The Risk Management Association's (RMA) Annual Conference on November 6, 2018.

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  • june 2018 e-newsletter near syracuse ny image of medium high risk factor from t gschwender and associates

    June 2018 E-Newsletter

    We are excited to announce, that after a thorough search, TGA has subscribed to a Current Expected Credit Losses (CECL) compliant model.

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  • february 2018 e-newsletter near syracuse ny image of founders at t gschwender & associates

    February 2018 E-Newsletter

    Annual reviews, as opposed to loans reviewed by your independent loan review function, are reviews conducted by the bank's internal credit team on existing loans.

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  • january 2018 e-newsletter near syracuse ny image of founder from t gschwender and associates

    January 2018 E-Newsletter

    Happy New Year everyone!

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