A Credit Risk Management Company


Loan Review Consultants

T. Gschwender & Associates, Inc. is a diversified consulting company that has been providing services to financial institutions and businesses since 1984. Our financial institutional clients include small community banks and credit unions with less than $100 million in assets to much larger regional institutions with over $5 billion in assets. Our business clients include small sole proprietorships to middle-market privately held corporations.

With over 25 years of experience assisting financial institutions and businesses, we understand challenges and pressures you face. Bank presidents, regulators, CPAs, appraisers, business advisors, and environmental experts are just a few of the professionals that you can immediately add to your team. Regardless of your credit related needs, chances are we have already "been there and done that." learn more

Credit Risk Management

Call us. The financial industry is now facing its toughest challenges in decades and we have the people, processes, solutions and the expertise to help you with your outsourcing needs.

T. Gschwender & Associates, Inc. is best known for their loan review service. But we do more than just loan reviews. Credit analysis, field audits, TDRs, ALLL, equipment evaluations, appraisal reviews, business valuations, environmental remediation, and problem loan management are just a few of the services we provide. We have also assisted many clients meet all components of a regulatory enforcement action. We will meet with you, learn about your needs, and offer cost effective solutions backed up by a formal contract.

We will complete the engagement and discuss our recommendations and findings with you before finalizing any reports. We will make sure all pertinent information has been analyzed before making any conclusions. Our goal is to provide you honest, direct feedback that will help you strengthen your processes, not create more problems. You can rest assured that our communication lines will remain open before, during, and after the engagement. We are always accessible.

We value our relationships with our clients. They are based on trust and commitment. Find out how you can add us to your team. Contact us today.